Don't Gamble With Your Family's Well-Being & Lifestyle!

 Unexpected accidents, sickness or even death can put an end to your stream of income, add to your expenses and jeopardize your - and your family's - ability to pay the mortgage(s), utilities, auto payments, groceries, etc. 

Times have changed! Income/Paycheck Protection - beyond the limited Employer Plans - is now available and affordable for all - white, gray & blue color!

Don't Procrastinate - After something happens, it's to late! 

Remember -- Expect the Unexpected / Don't Gamble With Your Well-Being / Bad Things Do Happen To Good People!! 

It happened to me!

For a free analysis, Your Choices, and Costs, schedule a brief discussion with --

Maxine Collin - A 30 year income protection specialist. Call or Text - 216.377.9310

You Won't Regret It!

See This Carter's/OshKosh B'gosh "Ginormous" Sale - "This is Huge"!

When shopping for Kids, you can't beat the combo of Carter's and OshKosh 

B'gosh! Or Can You? The answer is YES! It's when both are having an Incredible Sale! A great time for Parents - and Grandparents like me with 5 in the right age group - to shop, shop and shop!

About Carter's - Carter's is the leading brand of children's clothing, gifts and accessories in

America, selling more than 10 products for every child born in the U.S. You'll find

classic great looks at incredible prices! Trusted by moms the world over, they create cute, colorful, fresh and happy baby and children’s clothing, gifts and accessories to make life easier and more fun. You can count on Carter’s to take care of the details so you are free to focus on what really matters: Celebrating Your Little Ones! Click the Logo or Go To -  http://bit.ly/29nlULa

About OshKosh B'gosh - Shop for kids clothes &

toddler clothes at Oshkosh.com, including our World's Best Overalls, kid's denim and more children's clothes. Since 1895, the World’s Best Overalls embody the hopes, dreams and pride of every parent for their kids. More than just a clothing company, OshKosh B’gosh is an emotional connection between generations. See the overalls and so much more! Click on the Logo or Go To - http://bit.ly/29nlULa

These are two brand names and one company you can count on!

Carter's Review - Here's what Sue C. had to say on Sitejabber  - “Love the clothes!! Always great quality. Good customer service. Wish they offered free shipping but hey can't have it all. I'm a regular shopper at their site. Super fast shipping!"

OshKosh B'gosh Review - Here's what Kate Hayes wrote in Adventures In Parenting, "...you’re not going to be seeing anything 'super trendy' (i.e. Mini Boden, Tea Collection). But the clothes are trendy enough. And again, the prices

are pretty awesome. Oh…and if you’d love to get your kid some overalls just like the ones that you had 25 years ago, you’re in luck. They still have them. I guess these never really go out of style."

ShopNow!

Reminder - Use ExclusivePurchases.com when shopping for Personal, Family, Business, and Gifting Needs - You'll find Great Selection and Great 

Savings! 

If you have suggestions or questions, email - phil@exclusivepurchases.com 

Natural & Other Disasters Happen! Are You Prepared for the Worst?

Does it seem like there are more natural and man made disasters than in the past? It may be the media coverage but the number and magnitude of these horrific events seems to be increasing and is staggering! In only the past several months there have been a plethora of natural disasters, including: floods, wildfires, mudslides, landslides, hurricanes, tornadoes, wind storms, extreme heat - and this before hurricane season. Worldwide we have the ongoing wars and terrorism that also threaten our shores and daily lives.

Being Prepared - Speaking with family and friends, I realized how ill-prepared we are should any of these cataclysmic events visit our neighborhoods. Here are some ideas for making a disaster Plan from the Red Cross:

1) Discuss your plans with all family members.

2) Prepare for evacuation routes from your home, workplace and other locations you visit frequently.

3) Buy, update and organize First Aid Kits to meet a variety of situations.

4) Plan for taking care of your pets and animals.

5) Have a plan for notifying family and friends about your status.

6) Buy and Store Adequate Food and Water Supplies!

Our Problem was with Number 6 - Buy and Store Adequate Food and Water Supplies! - We ran into some serious questions. These included, where do you find foods that: will remain edible for long periods of time, can be easily stored in volume, are affordable, are palatable - Taste Good"! To this end I, and my company, ExclusivePurchases.com, did some research. To date we have found one good option that received Great Reviews - PrepareWise!! Let's take a look at this company - 

The PrepareWise Mission - "At PrepareWise, we seek to prepare and supply families for emergency survival—and we want to help you do

it cheaply and wisely. We are passionate about this mission and strive daily to ensure our emergency food storage and survival supplies far surpass competitors both in quality and price."

What others have to say, "The meal options are extensive and varied. You may not be able to keep these long-term food storage packets around, with tasty and tempting options such as pasta primavera, white bean chili mix and spicy corn chowder. PrepareWise takes pride in selling dishes that emphasize healthy eating. Each dish has low cholesterol, low fat and low sodium. Also, the company doesn't use MSG or trans-fat in any of its recipes". Found on -  toptenreviews.com

What To Do - Act now to protect your family and yourself! By chance, we found that PrepareWise is currently having a Sale - Check It Out!

Note – PrepareWise also offers a wide variety of gear to help your family and you survive the unexpected!

Reminder - Use ExclusivePurchases.com when shopping for Personal, Family, Business, and Gifting Needs - You'll find Great Selection and 

If you have questions or suggestions - Contact Phil - phil@exclusivepurchases.com

Incredible Sandals for Running, Hiking or for Casual Fashion! There's Nothing Like Them!!

Whether running, hiking or just for style - Get the most comfortable, versatile pair of sandals you'll ever own!

Welcome to Xero Shoes, “'The lightest, most comfortable, versatile sandals your feet will ever love"

Amuri Cloud - $49.99

"Imagine wearing a sandal that’s so light, you practically forget it’s there. You feel like you’re barefoot. Your foot moves free and easy, bending and flexing naturally, feeling the world around you.

But also imagine feeling confidence knowing your sandal is

Amuri  Z- Teck -- $59.99

 strong enough to take on any terrain, protecting you from

unpleasantness. You’re ready for anything… from a walk on the beach to a hike in the woods, a workout in the gym, paddling down the river, or even running a 256k ultra marathon across Madagascar!

See What's New - "Perfect for hiking, running, walking,

Umara Z-Trai Sport -- $79.99

water sports, working out… everything."

Review - "These are, by far, my favorite sandals for recovery, trail runs, or just walking around town." Danny Dreyer, Co-founder of ChiRunning

General Review  - "...they have become my favorite light shoe. The compact, minimal design, allows them to fit into the smallest pack, and washing them was as simple as a quick spray-down with a hose. The Z-Trek could be used as trail shoes and still look nice enough to wear with a skirt at a barbecue."

— Shelby Pratt, Livestrong.com Senior Customer Support Manager

Shop Now and enjoy a comfortable Summer! 

Remember - Use ExclusivePurchases.com when shopping for Personal, Family, Business, and Gifting Needs - You'll find Great Selection and Great

Savings! 

If you have questions or suggestions - Contact Phil - phil@exclusivepurchases.com

Summer Can Be A Pet Care Cost Nightmare! - Are You Prepared?

Taking Care of Pets - Especially Dogs & Cats? They Become Part of Your Family & are often a Cost that is Underestimated!

The Summer months add additional risks for your pet to get sick or injured! They're out and about more and exposed to far more dangers than when they were cooped up during the Winter months. What happens? Much like when a child is sick or injured, you rush your pet to get the proper care - A Vet that can be expensive and will impact on your family budget!

Take a look at the ExclusivePuurchases.com section dedicated to Pets and Animals! You'll find links to Pet Care Related Product & Service Providers, including: Pet Insurance Companies, Discount Pet Plans, Pet Rx Plans, Pet Nutrition, Organic Pet Products, Healthy Toys & More! Go To  - http://bit.ly/28W9Aj1

Who Owns Pets?  - "It's estimated that 70-80 million dogs and 74-96 million cats are owned in the United States. Approximately 37-47% of all households in the

United States have a dog, and 30-37% have a cat." (Source: APPA)

The Cost of Pet Care! Oh My - “Understanding the cost of veterinary care is an important part of making a decision about purchasing pet health insurance. According to Wallet Hub, dog owners spend an estimated $235 – $776 per year on veterinary care, and cat owners spend $160-$564. While lifespans vary, that can equate to around $10,000 over the course of your pet’s life!” Family Pet Blog – 2016

What About Pet Insurance? Is insurance the answer? This article provides some insights, "When people ask me that question my answer is always the same: It depends. Buying pet insurance is both an economic and an emotional decision that needs to be based on your personal financial situation and what you’re willing to pay for peace of mind.” The article continued, ““It’s a way to manage risk,” Biniasz says. “If you look at any form of insurance and try to run the numbers, you’re going to find that most people are not going to get back what they pay in premiums. But the people who do are happy they made the investment.” Brett Weisman – ConsumerMan on NBC

Pet Insurance Plans as a Voluntary Employee Benefit? Employers - and Brokers - need to take a close look at Pet Insurance and Pet Care related products as a #voluntarybenefit to satisfy the wants and needs of their Employees - Especially Millennials! A recent article titled "Pet Insurance popular with millennials who see animals as family" in Employee Benefit Advisor, by Caroline Spiezle notes, "As the rates of millennials adopting pets and entering the workforce continues to rise, the demand for pet-focused perks will rise as well. And there’s room for such growth. More than 90% of pet owners do not have insurance."

My Thoughts - Its better to plan ahead for the cost of your Pet's Care than to be taken by surprise. As with any part of your family, you don't want your Pet Care decisions to be made based on cost! 

As with humans, prevention is critical for your Pets! Here are some pointers (assuming dogs & cats): 

~ Feed them healthy foods in moderation

~ Watch their weight

~ Provide them excersize

~ Fence or Contain your yard - don't let them run wild

~ Check them for ticks and flees

~ Provide them a flea collar 

~ Bath and inspect your pet

~ Don't leave them in a hot house, car or truck

~ Provide them with sources of fresh water

~ Don't let them drink from questionable lakes and streams

~ Show them lots of affection!

Have a Fun, Safe & Affordable Summer and beyond for your Pets, Your Family, and Yourself - Enjoy! 

Remember - Use ExclusivePurchases.com when shopping for Personal, Family, Business, and Gifting Needs - You'll find Great Selection and Great

Savings! 

If you have questions or suggestions - Contact Phil - phil@exclusivepurchases.com

Act Now - Turn Your Patios, Decks and/or Porches into "Outdoor Living"! Save Now!!

Does your home, condo or apartment have an under-utilized and unattractive porch, deck and/or patio area? Worse yet - are these places that are intended for you, family and Friends to relax looking weather beaten and ragged? 

The Problem - My porches look like a storage area for used furniture! I have this problem and want to do something about it! I want to do something about it.
What I don't want to do  - Run around shopping for furniture sets and individual pieces hoping to hit a sale and then try to load them into my car or haggle for delivery!
What I want to do - Find a quick, personalized fix that turns these disaster areas into something special where I can take-it-easy and entertain!

The Solution - An online shopping solution crossed my desk that offers: quality, choice, and style for buying coordinated patio, deck and porch furniture sets and accessories.  Equally impressive is that they offer 

"ONE BIG SALE & CLEARANCE UP TO 50%
OFF ALL OUTDOOR"! Free Shipping on orders of $75 or more - I'm "All IN" for Pier 1 Imports!!

About Pier 1 - While I have heard about and think been in a Pier 1 store, I really did not realize the size, quality and pricing of their furniture selections - especially for the porch, patio or outdoors! 

Here's what Pier 1 says about themselves, "...we search out the world’s most gifted artisans, find and develop fashion-forward trends, and handcraft exclusive products with you specifically in mind." 

A Pier 1 Review - "...one of my favorite stores to shop for outdoor furnishings, stylish accessories and some really great entertaining ideas. I’ve been browsing this store for years, and they always come through in the summer with lots of bright colors and fun". By Rhoda at Southern Hospitality

Here's what I suggest:

~ Walk around your your house, condo or apartment

~ Take a look at the porches, patios and decks 
~ See how they look - Are they an eyesore?

~ Ask yourself if you'd like a comfortable, affordable, designer look that brings the indoors together with the outdoors for yourself, family, and friends?

~ If your answer is YES, CLICK HERE, and start shopping! You'll like what you see and the savings found on the Pier 1 website. Even better, experience how great you feel when you SAVE and bring your Patio, Deck or Porch areas back to life! 
~ Relax, Entertain & Enjoy the Months ahead!!!!

Remember - Use ExclusivePurchases.com when shopping for Personal, Family, Business, and Gifting Needs - You'll find Great Selection and Great

Savings! 

If you have questions or suggestions - Contact Phil - phil@exclusivepurchases.com

Let's Party for the 4th of July - Fun & Food!

Let's Get Ready For A Fun-Filled 4th of July! Be Prepared and Save!

1) For The Grill - ChicagoSteak Company - Great Steaks, Chops, Seafood & Desserts? 

      What they say about their own Company & Mission, "At Chicago Steak Company we dedicate ourselves to the highest quality of service. It is with a sense of warmth, pride, and commitment that we sell and Deliver the World's

Finest Beef, Seafood, and Desserts." 

    
     See what their customers had to say - "This is what quality should be like. Totally impressed with the quality. Even the packaging for shipment was superior to the competition." TrustedPilot by Alex

Select Now - The choices are unbelievable and the taste is even better! What a way to cap off the 4th!! 

2) Need a Grill? - Char-Broil - Wow -- are these popular - For those that love the flavor of Charcoal Grilling or the convenience of Gas! Great Choices at Great Prices!!

     Take a look at the Char-Broil 4-Burner Gas Grill! 

     Here's the review by toptenreviews.com, "The Char-Broil Classic 4-Burner is a 

powerful, affordable barbecue grill with several features that make it a good choice for your backyard or patio. It generates plenty of heat from its four primary burners and has a lot of cooking space, allowing you to cater to both small and large parties."

Select a Grill Now - The selection of grills is terrific to meet the needs of all  - including commercial grade! 

The 4th of July - Independence Day - is about celebrating our nations birthday! What better way than with Family, Good food and Outdoor Fun!

Remember -- Visit ExclusivePurchases.com to meet your Personal, Family, Business and Gifting Need!